[唔講銀碼,只有%] 咁嘅資產分布會唔會太保守

..........

之後加埋TFSA又多一行

cash 3.3%

3.3%都夠生活，大家可以自己計吓兵壩佢疊水

0%同100%

0都得 全部碌卡

認真講,以前年紀輕總覺得唔投資就一事無成,慢慢經歷了幾場金融暴漲和衰退,加上歷史書中嘅金融史.

得出了一個睇法.

保本(儲蓄/債券)佔七成,另三成就係等待(趨勢投資)大市升浪時去搵機會.

或者換個角度去睇以前長輩成日同你講做定期,乜嘢投資都唔掂唔貪心,又真係命命中保你一世平安(不過呢支歌仔可能要變,因為存保係XG銀行風險越來越大,還是走去西方法規銀行/vb儲蓄嚟得安全.)

我哋整整有廿年學校社會教育係教大家投資學識投資工具方法,結果十之八九跑輸跟欠債收場.

以前就係港女買買賣賣,而家就係IB牛牛買買賣賣,根本唔係投資而係投機投井.

每個金融胸脯都係啲平時唔夠運嘅人覺得今次有運諗住搭順風車瀨野嘅好機會

Keynesianism: Saving = Investment

To avoid risk, one should not be greedy about interest rates. That is, you should not save any valuables in a bank which in turn uses your saving to make loans.

Ironically, those buying bonds and debentures have no experiences in learning basic macroeconomics, not to say actuarial aspects like econometrics and risk management. So, they must lose a fortune of assets in the final analysis.

我有八成係保本...

可能得三份一錢係港紙

你都就梅毒上腦，幾多投資回報都無命攞

強積金99% 現金1%

cash is King

勁有米

聽過話股票比例係80(定70?唔記得左)減去你既歲數

想睇你

如果係咁 我mpf比例會變好高